Besides the purchase price and registration duty, you also pay notary fees. These consist of a legally fixed fee, deed costs and administrative charges. Below we explain what to expect.
Notary fees are not one amount but a sum of three parts: the notary's fee (legally fixed and degressive per bracket), the deed costs (registration duty, mortgage registration, transcription) and various administrative charges.
Because the fee is set by law, the cost is virtually the same at every notary in Belgium for the same type of deed and purchase price.
As a rule of thumb, buyers often budget 2% to 5% of the purchase price for notary costs (fee + deed costs), on top of registration duty. The exact amount depends on the price and deed type.
A mortgage deed adds further costs: inscription duty, notary fee and administration. These technically fall under credit costs, but the notary collects them together.
Do not look at notary fees in isolation. Combine them with registration duty, mortgage costs and own equity in the mortgage calculator for one clear scenario.
Not on the fee itself - it is set by law. A notary may sometimes adjust minor admin charges, but the difference is limited.
Yes, but with new builds you often pay registration duty on the land and 21% VAT on the construction. Notary costs on the land deed and any loan deed still apply.
Usually at the signing of the authentic deed. The notary sends a provision request a few weeks before. The exact balance is settled after completion.
Yes. The fee is set by royal decree and degressive per bracket of the purchase price. Differences between notaries sit at most in small admin items.
Pandwijzer gives an indicative overview. Exact notary costs depend on your specific deed and situation. Ask your notary for a detailed cost estimate.